Terms of Reference (Terms of Service)

3.1. Accuracy: To access premium review materials, mastery tests, and Google Classroom groups, you must register for an account or provide enrollment credentials with accurate, current, and complete information.

3.2. Confidentiality: You are solely responsible for maintaining the confidentiality of your account credentials, login links, class invitation codes, and for all activities that occur under your account.

3.3. Prohibition of Sharing: Account sharing, selling, renting, or transferring credentials to third parties is strictly prohibited. Any unauthorized multi-user usage detected will result in immediate termination of access without refund.

4.1. Currency & Pricing: The standard subscription fee is ₱5,000 per PRC review course following the completion of the seven (7) day free trial. All prices are in Philippine Pesos (PHP) and grant one (1) full year (365 days) of continuous, self-paced digital access. Prices are subject to change at our sole discretion, with prior notice provided to existing active subscribers.

4.2. 7-Day Free Trial: Review courses offer a seven (7) day free trial via Google Classroom or direct web links with no credit card required. If you choose not to subscribe after your trial, your trial access will conclude automatically. To continue reviewing with full 1-year access, the subscription fee of ₱5,000 per course is payable via our designated digital payment methods.

4.3. One-Year Access: Paid enrollments grant 365 days of continuous, self-paced access covering multiple examination windows and retakes within the subscription period.

4.4. Refund Policy: Due to the immediate digital delivery and non-tangible nature of our study modules, quiz banks, and answer keys, payments are non-refundable once the course materials or classroom streams have been accessed, except as expressly mandated by Philippine consumer protection laws.

5.1. Exclusive Ownership: All content made available on the Platform, including but not limited to study text, question stems, distractors, detailed rationales, graphics, diagrams, logos, lesson outlines, AI-generated explanations, software, and compilation layouts, is the exclusive intellectual property of SGW Software Development Services or its licensors and is protected under the Intellectual Property Code of the Philippines (Republic Act No. 8293) and international copyright treaties.

5.2. Limited License: Enrolled students are granted a personal, revocable, non-exclusive, non-transferable license to view and practice the content solely for their individual educational review purposes.

5.3. Prohibited Exploitation: You may not reproduce, redistribute, republish, screen-record, screenshot for distribution, scrape, commercially sell, or create derivative works from any part of SGW's proprietary curriculum.

7.1. No Guarantee of Examination Results: SGW Review Courses is a supplemental self-paced educational preparatory platform. While our materials are systematically structured around official Tables of Specifications (TOS), we do not represent, warrant, or guarantee that using our platform will result in passing any board exam, obtaining a license, or scoring a specific grade.

7.2. AI-Assisted Educational Features: Certain explanations and practice items are formulated with AI-assisted research and validated against reference texts. While we maintain rigorous quality standards, educational laws and scientific norms change. Students are encouraged to cross-reference with official PRC syllabi and statutory amendments.

7.3. Limitation of Liability: To the maximum extent permitted under Philippine law, SGW Software Development Services shall not be held liable for any indirect, incidental, punitive, or consequential damages resulting from technical interruptions, server downtime, or exam outcomes.